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Seven Corners is a major travel insurance provider offering plans to both U.S. residents and international citizens. Plans include coverage for a range of protections, including airfare to sporting equipment you rent on vacation. But is this travel insurance company right for you?
If you’re planning an expensive trip, it’s a good idea to consider travel insurance coverage — and the provider you select is important. After reviewing dozens of travel insurance providers, we at the MarketWatch Guides Team have created a thorough review of Seven Corners’ unique insurance plans. Read on to learn more about coverage options, pricing and how to enroll.
Seven Corners is a flexible travel insurance provider offering a large selection of plans. Its policies include a range of coverages not found with other providers, including 24/7 bilingual travel assistance. It offers trip cancellation and interruption for any reason add-on options, which give another layer of assurance for travelers.
Overall, Seven Corners is a strong choice for most international trips. It has generous coverage limits and a variety of options, and the travel insurance company keeps rates affordable for both international and domestic travel insurance plans. While it doesn’t offer the best trip interruption coverage, we recommend Seven Corners for affordable protections on low- to medium-value trips.
Seven Corners Travel Insurance is best known for providing a variety of insurance coverages to fit unique trips. Seven Corners offers the following plan types.
Seven Corners also offers plans for travelers visiting the United States from abroad. They mostly focus on medical expenses incurred in America, which has some of the most expensive medical costs in the world. The Inbound USA plan is a popular option for international travelers, offering medical coverage and travel assistance navigating the U.S.’s health care system. This plan is available only to non-U.S. citizens.
For most international travel originating from the United States, you’ll want to look at RoundTrip Travel Protection. Basic RoundTrip travel protections include the following.
All Seven Corners plans include emergency evacuation and medical assistance. Travel assistance representatives provide assistance 24 hours a day and seven days a week for immediate help, and many representatives are multilingual. This can be helpful if you’re planning a trip to a country where you cannot speak or understand the local language.
Like any travel insurance provider, Seven Corners’ plans won’t cover every situation you might encounter. However, you can extend your coverage with one or more optional riders, or a la carte protections you can purchase.
Seven Corners offers the following add-on options for RoundTrip Basic travel plans.
The pre-existing conditions waiver is only available on select RoundTrip Choice plans.
Not sure which Seven Corners plan is right for you? The following is a summary of Seven Corners’ travel insurance plans available for U.S. citizens. Sample plan details were collected using data from a 30-year-old traveling to Mexico for one week with a total trip cost of $1,500.
Seven Corners uses a number of factors to calculate the cost of your travel insurance, including your age, the total cost of your trip, where you are traveling and the length of your travel plans. Overall, Seven Corners offers affordable insurance options, especially on international travel, thanks to its variety of plan options.
To help you get a better idea of what you’ll pay for a travel insurance policy, we requested a series of quotes for both international and domestic travel. The following cost information was collected for a 30-year-old resident of Alabama spending a week in Mexico, with a total trip cost of $1,500.
Seven Corners also offers policies for domestic travel within the United States. The following prices were collected for a 30-year-old resident of Alabama taking a week-long trip to Denver, Col., with a total cost of $1,000.
Seven Corners is accredited with the Better Business Bureau (BBB) and has an A+ rating. Reviews of Seven Corners’ travel insurance are variable, with customer sentiment varying by website.
Customers who were satisfied with their insurance coverage say they received quick, knowledgeable assistance from customer service. However, many customers were also upset with Seven Corners for refusing to provide appropriate reimbursement or taking weeks or even months to review their claims.
“I don’t normally leave reviews, but I had an actual emergency when I was traveling in Aruba where my health was severely compromised (broken leg). This service provided safe travel back with minimal back-and-forth during a highly stressful time and did not incur any unseen charges.” — Aryion via Trustpilot
“Extremely easy-to-use interface and seamless purchasing process. I also did not have extra coverage needs for my most recent trip, so I was able to purchase a lower-cost solution versus the more comprehensive solution, which saved me money. I have been using Seven Corners for four years now and keep coming back due to the good pricing and ease of use.” — Alexander via Trustpilot
“I have been waiting on reimbursement for a claim that was filed on October 7, 2022 — over three months. Despite my best efforts, and the efforts of the travel company with whom we booked the travel, Seven Corners continues to delay paying our claim…we filed all of the necessary paperwork, have a substantiated claim, and every three weeks we get an email saying that in three more weeks, they will let us know the status of their claim.” — K.B. via BBB
“Then they denied the claim on the basis that we did not see a doctor before deciding to urgently return home. We appealed the claim and they continue to deny our claim, or at least return our premium…We bought the cancel for any reason policy. How can this be denied? I was seriously ill and their lack of compassion for that, let alone the lost trip and time with our sons, is atrocious…” — Sari F. via BBB
Seven Corners’ coverage is ideal for most travelers, with higher coverage limits and plenty of optional coverage choices. Seven Corners keeps plans affordable despite its generous limits. While some customers report difficulty getting their refund after filing a claim, Seven Corners’ low-cost policies may be ideal for protecting quick and less valuable vacations.
Most travel insurance policies cover non-refundable trip expenses, including airfare, hotel costs and any money spent on pre-booked excursions. Most also include coverage for medical care costs incurred abroad, lost baggage and emergency evacuations.
Most travel insurance policies have customized pricing based on the total value of the trip. As a general rule, expect to pay between 4% and 10% of total trip costs for your insurance plan.
The best travel insurance for international travelers is a comprehensive cancellation and interruption plan. Be sure your travel insurance includes coverage for medical expenses incurred abroad as well, especially if you know your health insurance won’t cover you outside of the country.
Travel insurance isn’t required to visit most international destinations. However, some countries or international education programs may request proof of travel insurance, especially coverage related to COVID-19. Review your program and destination details to learn more about trip insurance requirements.
You can purchase travel insurance directly through a travel insurance provider like Seven Corners. We recommend checking out our list of the best travel insurance companies to collect a few quotes before you choose where to buy coverage.
Our team surveyed dozens of travel insurance providers and created a scoring system to judge each company’s quality and service. We reached out for sample quotes, both over the phone and on the internet, to simulate an authentic customer experience. Here are the factors that account for our provider reviews:
Sarah Horvath is one of the home service industry’s most accomplished writers. Her specialties include writing about home warranties, insurance, home improvement and household finances. You can find her writing published through distributors like HouseMethod, Architectural Digest, Good Housekeeping and more. When not writing, she enjoys spending time in her home in Orlando with her fiance and parrot.
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